Golden Rule Short Term Health Insurance

Golden rule’s two Short Term Health Insurance plans are Short Term Medical Plus and Short Term Medical Value .The plans provide coverage for people who are

  • Waiting for benefits to begin at a new employment
  • Early retirees, waiting for Medicare
  • In-between carrier transfer or temporary employees
  • New College Graduates off their parent’s insurance
  • In look out for a in-expensive alternative to COBRA
  • Coverage Period

    Short Term Health Insurance tides you over until your long term insurance kicks in. Generally, Golden Rule Short Term Health Insurance can be availed for a period ranging from 1 month to a maximum of 6 months. Based on your needs, the coverage term can range from one to even twelve months depending on state of residence.

    Flexibility to drop the coverage at any time without penalty; or to apply for another term of coverage is available.


    Eligibility criteria for Golden Rule Short Term Health Insurance

    • You should be less than 64 years 11 months and not be entitled for Medicare
    • Children/dependent should be under the age of 19 or younger than 25 if full time student
    • Foreign residents – living in US continuously for the last 12 months


    The option of choosing from a broad range of deductibles and payment options is available with Golden Rule Short Term Health Insurance. Deductible can range from $250 to $5,000. Deductibles can be either per term or per cause depending on the plan you choose.


    Golden Rule Short Term Health Insurance covers unforeseen illness and accidents. It does not cover pre-existing illness or regular checkups, dental and eye exams etc. As it is not a HMO or PPO plan, you can choose any doctor or hospital of your choice. Depending on the plan you choose you can avail Prescription drug preferred price card / Prescription drug discount card.

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