Short Term Health Insurance Blog
Saturday, February 04, 2012
- 05
Mar
2010 -
Tweak Short Term Insurance Options to Save Money!
Filed Under: Blogging
The Secure Saver short term health insurance plan helps you save your money even while you are covered for exigencies. As with most insurance plans, understanding the benefits of a plan will help save money on premiums by choosing appropriate options that work for your budget.
For healthy individuals between the ages of 18 to 64 who do not anticipate any medical emergency that would result in an expensive hospital stay or treatment, the Secure Saver plan offers ideal coverage. The savings can be increased if family members including the spouse or children between the ages of 2 and 18 are also covered under the family maximum.
The Secure Saver plan allows you to choose from four daily maximums instead of a calendar year deductible. You can choose a daily deductible maximum of $250 that will cover any expense. For a visit to the physician, there is also a co-pay of $50.
The daily deductibles that you can select are: $250, $500, $750, and $1000. Once an insured person pays the deductible amount selected, the amount that exceeds this amount as medical expenses on the same day will be covered fully.