Short Term Health Insurance Blog
Wednesday, May 16, 2012
- 13
Apr
2010 -
Temporary Insurance Keeps You Together When Marriage Breaks Apart
Filed Under: Blogging
Divorce can be a traumatic experience, involving a lot of legalese and paperwork. Those who have had their long-term health insurance through their spouse, as a dependent, need not add health insurance to their list of woes if they opt for the quick and easy short term health insurance.
Short term health insurance can be especially helpful in those cases where a divorced spouse does not have health insurance from his/her employer, or when unemployed. Even for those whose employers offer health insurance, it might take some time for the insurance plan to become effective, and temporary insurance can provide the insurance needed to bridge the gap to ensure that a person does not stay uninsured.
Plans such as the Secure Saver Short Term Medical Insurance plan help a person protect themselves against the monetary shocks of a sudden illness or injury. Typical benefits include inpatient and outpatient care, emergency services, accidental death and dismemberment, and usually exclude pre-existing conditions and any treatment considered unnecessary.
However, since regular health care such as routine eye and dental examinations and pre-existing conditions are excluded, short term medical plans must not substitute long-term coverage. If children are involved in the divorce, try to keep them on the long-term medical plan, or switch over to a long-term plan as soon as possible.