Short Term Health Insurance Blog
Wednesday, April 26, 2017
Temporary Insurance Assures Basic CoverageFiled Under: Blogging
One of the temporary insurance plans in the market today is the Assurant Short Term Medical plan, which offers coverage for all sudden illnesses. That simply means that pre-existing conditions and pregnancy are not covered.
The plan features three standard choices of deductibles: $500, $1,000 or $2,500. However, a plan holder can request a custom deductible range, and the request is often honored. The coinsurance amount after the first $10,000 of covered expenses is 80/20, which means that the insurance pays 80% of the costs, and the plan holder pays 20% of the costs.
The plan covers inpatient and outpatient care, emergency room care, ambulance services, surgery, prescription drugs, doctor visits for unexpected illnesses, and X-ray and lab charges. The plan also covers organ transplants for up to $100,000, including a maximum of $10,000 for donor expenses. The Assurant plan offers a barebones plan for a low cost.