Short Term Health Insurance Blog
Saturday, February 04, 2012
- 08
Jun
2010 -
Short Term Insurance Common Benefits
Filed Under: Blogging
Many folks consider short term health insurance a good idea, but not really for them. It pays to pause and think about your needs if you are currently without a long-term insurance plan. Temporary insurance may just be the right type of insurance coverage for you.
Typically short term health insurance works for those who are looking for coverage for the short term, although plans are available for durations up to three years. The Assurant Short Term Medical Plan, for example, offers a range of benefits with various options for the deductible amount.
The Assurant Short Term Medical plan offers prescription drug benefits, doctor visits for unexpected illnesses and injuries, inpatient and outpatient hospital benefits, emergency room care and ambulance services. Costs such as those for outpatient and inpatient surgery and X-ray and other diagnostics are also covered.
In case you require an organ transplant as part of a covered condition, it is also covered, up to a maximum of $100,000. This amount also includes a $10,000 benefit toward donor expenses. The plan might be the best fit for you and your family, especially if you do not have any significant pre-existing conditions, which are excluded.