• Short Term Health Insurance Blog

  • Wednesday, July 26, 2017

  • Short Term Health Insurance Offers Families Affordable Peace of Mind

    Filed Under: Blogging
One of the biggest concerns facing families today is assuring their loved ones quality healthcare. No parent wants to think their child may not be able to get the best available treatment due to cost considerations, and no husband wants to believe his wife may not have access to the medical care she needs. But with elevated unemployment levels and economic difficulties, more families than ever before are looking for affordable temporary insurance options. Many are finding that the best way to obtain affordable care is through short term health insurance.

For most Americans, health insurance coverage comes from their employer. But with unemployment hovering in the double digits for some time now, more families than ever have no health coverage. Additionally, when many people find new jobs after being unemployed, or when they simply move on to a better job from their current one, they may be without insurance during an initial probationary period.

This can be extremely frightening and stressful. While your family may not need to visit the doctor or get emergency care during your period without insurance, simply thinking about the prospect of it can be nerve-wracking. After all, medical care without the aid of insurance can cost anywhere from several hundred to several thousand dollars, which you likely do not have budgeted.

Short term health insurance offers families a chance to get the medical care they need at an affordable rate, even without an employer to help subsidize costs. It can be purchased for only as long as you need it, so if you get a new job or pass through your probationary period, you do not need to worry that you will then be paying for two plans. This type of insurance allows families to feel at ease where medical care is concerned, and it is more affordable than other alternatives like COBRA.

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