• Short Term Health Insurance Blog

  • Monday, November 20, 2017

  • Saving (More) Money with Short Term Insurance

    Filed Under: Blogging

Yes, you can actually save money with short term health insurance if you plan well and intelligently before and after purchasing an insurance policy. Remember that planning and knowledge are two tools to help you make the most of any insurance plan.

The first step is to carefully weigh your options and requirements to choose a plan that will suit you. For example, in several plans, you can make a one-time payment for a period of 5 months and avail of the 20% discount in the insurance premium right away.

Next, within this period, let's say you need to visit a doctor for a minor problem. You can go to approved doctors in the preferred provider network of the plan and avail of the discount that they provide. If there is no network provider in the area, the insurance company will help you by trying to get a negotiation with a doctor in your area.

You can also save money by choosing the right deductible for you. If you are confident that you might not be in any danger of a major illness during the period of the insurance and are prepared to pay higher amount of initial contribution, you can go for the lower premiums. This would mean, however, that you will have to pay higher initial amount if you do become sick or injured.

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