• Short Term Health Insurance Blog

  • Monday, November 20, 2017

  • Temporary Insurance? Can I Get One Too?

    Filed Under: Blogging

It is perfectly natural to think that you might not be eligible for a short term health insurance plan just because you might have a pre-existing condition that is not covered under the insurance plan.

However, it may so happen that you have a medical condition that is an isolated condition for which you have been under treatment from some time. This does not mean that you are excluded from coverage by the short term insurance plan. For example, if you are undergoing treatment for a chronic disease like varicose veins, you might believe that you cannot be covered for anything. However, that is not true.

Though the pre-existing condition might not be covered, there are numbers of different diseases that can be covered by the insurance. Only the loss caused by the condition which you already have or for treatment of the condition will not be covered. Another important factor to remember is the look-back period. If the condition has not been treated for, or shown symptoms during, the look-back period, it is usually covered under the short term health insurance plan.

You are eligible for coverage from the age of 2 through 64, if you are not an expecting mother, father or planning on adopting. Also, you should not have another existing insurance from another company, even if it is for your pre-existing medical condition. There are, however, changes in the coverage of the pre-existing conditions from state to state and you need to examine the conditions before trying out your best option.

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