Short Term Health Insurance Blog
Monday, April 24, 2017
How Can I Protect My Family While Waiting for Insurance at a New Job?Filed Under: Blogging
For a long time, many companies forced new hires to wait through a probationary period before they could become eligible for health insurance coverage. This could involve waiting anywhere from 30-90 days so that the employer could make a decision as to whether or not they would retain your services before making an investment in insuring you. That practice seemed to be on the decline, but with the economic difficulties of the past few years it seems to be on the rise once again.
While it is easy to understand how this makes fiscal sense for employers, it can be very trying for employees. After all, who wants to leave their family uninsured for months at a time? Thankfully, short term health insurance offers an affordable way to maintain a solid level of coverage without breaking the bank.
With short term plans, you can protect your family's basic health and emergency health needs while you wait for acceptance into your new insurance plan. Costs are relatively low, and you only need to buy a plan for the length of time you have to wait for your new policy to kick in. That way, you will not be paying for two sets of coverage at once. If you do find yourself sitting through a waiting period to get insurance at your new employer, check out the rates for short term.