Short Term Health Insurance Blog
Wednesday, April 26, 2017
HCC Offers Temporary Insurance with Special WaiversFiled Under: Blogging
Short term health insurance is often seen as an affordable COBRA insurance alternative. It is also a good idea for anyone who does not currently have insurance, and is expecting long-term coverage shortly. There are several short term health insurance plans in the market, and while most of them offer similar coverage, the specifics may vary.
The short term health insurance plan from HCC is an affordable plan with basic health insurance cover. The plan covers medical care for sudden illnesses, and does not include pre-existing conditions. To be eligible for the plan, the applicant must not be over 64 years of age. The applicant must also not be pregnant or an expectant father. Those planning to adopt are also not eligible for coverage.
The applicant must also not be a member of the armed forces of the country. The applicant must also give satisfactory responses to the medical questions on the form. The form can be submitted online, by mail, or by fax.
Apart from coverage for unplanned medical care, one other clause of the HCC Life Short Term Medical plan is the “Urgent Care Center” plan, which specifies that the deductible is waived when you receive care at an urgent care center. Instead of the deductible, however, the plan holder pays a $50 co-payment.