• 14
  Apr
  2010

• Assurant Short Term Insurance Keeps Things Simple

  
  Filed Under: Blogging
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When you’re out of a job, in between jobs, or an early retiree, choosing the right short term health insurance plan can be a new experience. You might also find yourself getting confused about how much your benefit limit should be, and what deductible you should choose.

The Short Term Medical plan offered by Assurant Health breaks down the process into simple steps, and offers a fixed $2 million maximum lifetime benefit. Assurant Health has been in the field of short term health insurance since 1973.

The plan offers three deductible choices: $500, $1,000 and $2,500. When choosing the deductible, remember this: the higher the deductible, the lower your premium. The flip side to this is that if you make a claim, the deductible is the first amount that will be paid out of pocket.

The Assurant plan is a 80-20 co-insurance plan, up to $10,000 in medical bills, after the deductible. For expenses that exceed $10,000, the plan pays 100 percent. The plan offers a host of additional programs and savings through its prescription discount plan and membership to other organizations that offer other health resources and discounts. Your search for temporary health insurance plan may just end with Assurant.